CONTACT & TRAVEL INSURANCE

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TRAVEL INSURANCE

Travel Insurance available for each countries - To be your insurance policy for when the unexpected occurs. Whether you want to, ski in the Italian Alps or simply lay on a beach with a palm tree for shade, we can offer an insurance package to meet your needs. We’ve protected over 15 million travellers’ worldwide since 1988 and with our award winning customer service and simple claims process, we’re the helping hand you can rely on.  So don’t forget to take us with you on your travels. Live life to the full, have a carefree holiday, knowing we’ve got you covered.    

All our policies provide protection
for the following eventualities:

• When you need emergency medical expenses.
• If your holiday is cancelled or cut short.
• 150 activities are included within your policy at no extra cost.
• Your baggage is covered if lost, stolen or delayed.
• Hospital Benefit provided in times of illness.
• Physiotherapy benefit to help with recuperation following an accident.
• Legal expenses will be paid for.
• Built in protection against Personal Liability.
• You’ll be compensated for scheduled airline failure.
• You’ll be helped if you suffer from travel delays.
• The added security of Personal Accident Cover is included.
• You’ll be compensated for a missed departure.

So why should you bother with travel insurance?

We all know that life can throw us a curve ball and that the unexpected can happen. The question is, can you live with the consequences, especially when you find yourself far from home? Imagine if you encountered any of the following:

• You’re involved in an accident and need emergency medical attention. Who will pay for it?
• Your scheduled airline is declared bankrupt leaving you short of a flight. How do you get home?
• Your flight is cancelled or delayed due to an unforeseen natural disaster. What happens to your holiday?
• Your wallet is stolen and you have no emergency cash to fall back on. Who can you turn to?
• A close family member falls ill and your trip has to be cancelled. Do you lose all your money?
• Your baggage is lost or delayed in transfer. Who’s going to pay for a new toothbrush and other essentials when you need them most?

According to the latest independent research by Mintel, 9 out of 10 of us consider insurance to be an essential purchase when travelling abroad. The possibility of a crisis, spiralling costs and having to face the situation alone, is not worth the risk for many of us.  What do you think?

So what’s your alternative? Well, you could apply for one of our tailor made insurance packages and allow us to shoulder the responsibility instead. Go and enjoy your holiday, safe in the knowledge that we’ll be there for you if you need us.

24h Medical Assistance Services: Included

• Should you require emergency medical treatment or repatriation, our policies provide you with access to a 24hr multilingual staffed medical emergency company.

Medical Expenses: up to £15 million

• Whether its injury or illness, our policies cover you for both emergency in-patient and out-patient treatment, which includes non-routine prescription charges, consultations, physiotherapy and even emergency dental treatment. If it becomes medically necessary to repatriate you back to your home country, then this is covered too.

Cancellation and Curtailment: up to £5,000

• We will compensate you for any unused accommodation and travel expenses which you lose or incur as a result of having to cancel / curtail your holiday due to certain reasons.

Personal Property cover: up to £2,500

• We cover the loss and theft of and damage to your baggage & personal belongings. We also provide you with an allowance to purchase essential replacement items in the event that your checked-in baggage is delayed for a certain period of time.

Cash limit: up to £300

• We cover the loss and theft of your money.

Cash and Documents: up to £500

• We cover the cost of replacing your personal documents.

Scheduled Airline Failure Insurance: £5,000

• This protects you if your scheduled airline goes into insolvency enabling you to book equivalent flight(s) with another airline at no additional cost to yourself as we will fully reimburse you up to £5,000 per person in your party.

Personal Accident: up to £15,000

• In the event of accidental injury, disablement or death, a lump sum payment will be issued to you or the persons chosen by you. We also cover certain acts of terrorism too to provide you with extra peace of mind when travelling.

Travel Delay: up to £300

• We will offer you financial compensation if your trip is delayed more than 12 hours.

Personal Liability: up to £2 million

• We cover accidental damage to third parties (person or property) inflicted by the insured while travelling.

Legal Expenses: £25,000

• If you suffer personal injury, we cover the cost for a juridical procedure / legal advice.

Abandonment: up to £5,000

• If you have to abandon your trip due to an accident or mechanical breakdown en route to your departure point, we'll cover the cost of your holiday.

Hijack cover: £5,000

• If your means of transport gets hijacked, we'll offer you financial compensation.

Terms & Conditions

• Some of the benefits offered are subject to an excess: Cancellation, curtailment, medical expenses, baggage, loss of passport, missed departure, abandonment, valuables, cash and documents all have an excess applied. The value of the excess varies depending on the cover level purchased.All benefits are subject to the terms, conditions, exclusions and limitations of the policy, all of which can be found in our policy wording. You can also view our Policy Summary document which includes a summary of the key features and significant exclusions and limitations of the policy, together with other useful information about your policy.